Navigating market volatility: smart tips for long-term investors

22 May

Ever considered that share market volatility could actually be a good thing? It might not feel that way when headlines scream about falling prices or when you see your portfolio dip. But volatility is a normal—and often necessary—part of...[Read More]

Stronger for longer: why resistance training matters after 65

22 May

As we age, it’s natural for our bodies to change—but losing strength and mobility doesn’t have to be one of those changes. In fact, people over 65 can greatly benefit from resistance training, often referred to as strength or weight...[Read More]

Resistance training on a budget? Tips to build a home gym

22 May

While most people are aware of the importance of regular aerobic exercise, the significance of resistance training (aka weight or strength training) is often overlooked. It’s recommended that adults engage in at least two 20- to 30-minute...[Read More]

The importance of keeping a vehicle mileage logbook plus tips for record-keeping

22 May

Maintaining a vehicle mileage logbook is an essential practice for anyone who uses their vehicle for business purposes.  Not only does it help with accurate record-keeping, but it also ensures compliance with tax regulations, provides evidence for...[Read More]

Rising business insurance costs: understanding the factors driving these increases

22 May

As a business owner, managing rising costs is a pressing challenge, and increasing business insurance premiums may be part of the equation.  Understanding the factors driving these increases and seeking advice from your insurance adviser can help...[Read More]

It is important to distinguish between being financially secure and feeling financially secure

22 May

Financial security is a universal goal that transcends income brackets and age groups. It is not solely determined by the amount of money one possesses or earns, but rather by the feeling of reassurance and peace of mind that comes with knowing your...[Read More]

Protect your small business: strategies for protecting yourself against scams

22 May

Scammers are constantly refining their tactics to target small businesses, making it essential to stay informed and vigilant.  The federal government’s Scamwatch website is an excellent resource for understanding current scams and reporting new...[Read More]

Oliver’s Insights – The RBA cuts again and becomes more dovish

22 May

Key points As widely expected, the RBA cut by 0.25% taking its cash rate to 3.85%. This is the second rate cut in this easing cycle. The RBA remains “cautious about the outlook”, but its overall commentary appears more dovish leaving the...[Read More]

Oliver’s insights – Trump’s policies & the equity risk premium – the good, the bad & the ugly

21 May

Key points Helped by President Trump’s backdown on tariffs, shares have The good news is that the last month highlights that Trump is still sensitive to share market falls and worries of recession. The bad news is that the tariff mayhem could...[Read More]

How to claim income tax deductions for work-related expenses and other expenses, and record your deductions.

21 May

Instant tax deduction On 13 April, the government announced a $1,000 instant tax deduction, so that taxpayers won’t need receipts to claim a deduction of less than $1,000 for work-related expenses in their tax return. This change is subject to...[Read More]

Find out if your business is eligible for the $20,000 instant asset write-off for the 2024–25 income year.

21 May

Have you purchased or are you purchasing a business asset this financial year? The instant asset write-off limit is $20,000 for the 2024-25 income year. If your business has an aggregated annual turnover of less than $10 million and uses...[Read More]

EOFY countdown: personal tax tips to maximise your refund

15 May

As the end of the financial year approaches, it’s a smart time to start preparing your personal tax return.  Being proactive now can help you avoid stress, maximise your deductions, and potentially increase your refund.  Whether you’re a...[Read More]

Taxation for small business owners: EOFY preparation and working with your accountant

15 May

As the end of the financial year (EOFY) approaches, small business owners face one of the most critical periods in their business calendar. Proper preparation and a clear understanding of your taxation obligations can make a significant difference...[Read More]

Make the most of EOFY: super strategies to discuss with your financial adviser

15 May

As the end of the financial year (EOFY) approaches, it’s a timely reminder to check in on your financial health and take advantage of opportunities to strengthen your retirement savings.  Whether you’re looking to grow your superannuation,...[Read More]

Understanding debt recycling – transform bad debt into good debt

15 May

Debt recycling is a financial strategy that can help you transform bad debt into good debt, boosting your wealth and enhancing your financial future. This article explains the concept, its benefits, risks, and how it might apply to your specific...[Read More]