Superannuation
Salary sacrifice to maximise your take-home pay and pension
25 September
When it comes to preparing for retirement, many people focus on how much theyâre contributing to their superannuation or pension. What often gets overlooked is how those contributions are made â and this is where salary sacrifice can play an...[Read More]
8 Ways to invest using an SMSF
11 September
A Self-Managed Super Fund (SMSF) offers individuals greater control over their retirement savings, allowing them to choose a variety of investment options. To maximise long-term returns and financial security, it is essential to understand the...[Read More]
Investor profiles: the key to smarter financial decisions
11 September
When it comes to investing, one size does not fit all. Every investor has unique goals, financial circumstances, and risk tolerances. This is where investor profiles come in. An investor profile is a structured assessment of a personâs financial...[Read More]
Tax perks on super for retirees âdeservedâ: treasurer
27 August
Retirees still deserve concessional treatment on their superannuation, the treasurer says, despite mounting calls for an overhaul of the tax system. Jim Chalmers said fairness for younger generations needed to be considered as part of any change to...[Read More]
3 Helpful tips to grow your superannuation
21 August
Retirement is a period most people eagerly anticipate. Itâs that wonderful stage of life when you can finally unwind and spend your time as you please. You can even spend retirement focusing on the businesses youâve been planning and have put...[Read More]
Whatâs the difference between conventional superannuation and a self-managed super fund (SMSF)?
14 August
Superannuation is an essential part of planning for retirement in Australia. For most people, it quietly grows in the background through employer contributions and investment earnings. But did you know thereâs more than one way to manage your...[Read More]
Is a self-managed super fund right for you?
7 August
Self-Managed Superannuation Funds (SMSFs) offer individuals direct control over their retirement savings, providing the flexibility to tailor investment strategies specifically suited to their personal financial goals and risk...[Read More]
Top 5 dos and donâts when seeking advice from a financial services professional
24 July
Seeking guidance from a financial services professional can be one of the smartest moves you make. Whether youâre saving for retirement, protecting your assets, or navigating complex tax matters. However, the value you gain depends on how you...[Read More]
Big bankâs tax vision bucks business lobby, coalition
16 July
Superannuation concession limits and a wealth tax could unlock national economic productivity, Australiaâs largest bank says, but others call them a âwar on aspirationâ. Many have been some surprised and some incensed by the Commonwealth...[Read More]
Making the most of your FIFO years: 10 tips for money and life
10 July
Working Fly-In Fly-Out (FIFO) can be a golden opportunity to fast-track your financial future and build a life with purposeâif managed wisely. Whether youâre doing it for a few years to get ahead or making a long-term career out of it, the...[Read More]
Older Aussies back increased superannuation tax
9 July
Most older Australians support increasing taxes on high superannuation balances. The federal government is controversially hoping to lift taxes on super balances above $3 million from 15 per cent to 30 per cent in a move predicted to impact about...[Read More]
Nest eggs on the boil as super guarantee cracks open
2 July
Workers will receive a boost to retirement contributions as a long-awaited lift to the superannuation guarantee kicks in, but further increases are unlikely any time soon. The rate of super employers are required to pay employees increased from 11.5...[Read More]
Greens strike conciliatory tone on super tax changes
11 June
The Greens are âabsolutely readyâ to work with Labor to make proposed changes to superannuation, acknowledging the mandate voters gave the Albanese government at the election. Labor is looking to double the tax rate of super balances above $3...[Read More]
EOFY super and tax strategies: is it too late? What you can still do â and how to get ahead for next year
5 June
As June 30 approaches, many Australians wonder: Have I left it too late to make a difference to my super and tax position this financial year? The good news is, itâs not too late. With some focused action in the final month and a proactive start...[Read More]
Super backlash âdoesnât augur well for tax reformâ
4 June
Super backlash âdoesnât augur well for tax reformâ The uproar over proposed changes to superannuation tax concessions does not bode well for the governmentâs chances of passing broader tax reform, Treasurer Jim Chalmers says. First...[Read More]